The documents below can be viewed only with Adobe Acrobat Reader.  If you have not already installed Adobe Acrobat Reader, click on the link above to download it now.

The Attorney General, the S.E.C. and the Commissioners of Insurance (2007)

Arbitration and Insurance Without the Common Law (2004)

Managing Insurer Insolvency 2003 (2003)

The Loss of the Certainty Effect (2002)

A Proposal to Modernize Insurance Agent Licensing (October 1998)

Information Technology and Insurance Agent Licensing (June 1998)

Niche Insurance Companies (1997)

Restructuring of The Home Insurance Company (1995)

Risk-Based Capital (1993)

A Brief History of Underwriting Cycles (1991)

Insurance Insolvency Guarantees (1990)

The Economic Impact of a Major Earthquake (1989)

Managing Insurer Insolvency (1988)

The Eighth Cycle (1985)

Policyholders' Rights in Demutualization (1985)

The Meaning of the Troubles at Lloyd's (1984)

Insurance Regulation in the Event of Insurer Affiliation with Banks (1983)

Insurance Regulation and the Unlicensed Market in the United States (1982)

How Will This Underwriting Cycle End? (1980)

The Tides of Hazard (1979)

The Shallow Draught of Investment Income (1976)

The Insurance of Medical Losses (1975)

Regulation in Retrospect (1972)

Automobile Insurance Reform (1970)

Automobile Insurance . . . For Whose Benefit? (1970)

Ritual and Reality in Insurance Regulation (1968)

Insurance and Insurance Regulation -- Speeches and Papers (1968-1992)